Money Market Savings · Rate Illustration

Give your savings more room to grow.

Explore how an illustrative 5.00% Annual Percentage Yield could help your savings goals—and check BMO's official website for actual available accounts, rates and eligibility.

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The essentials

Save with your goals in mind.

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Potential interest earnings

Understand how APY reflects the annual rate of return, including compounding, when the rate stays constant.

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Compare account options

Review BMO's current savings products, rates, fees, balance requirements and account eligibility.

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Make an informed choice

Check the current deposit agreement and applicable disclosures before opening or changing an account.

Important information

What to know before choosing a money market account

5.00% APY is hypothetical. This page does not establish that BMO offers this rate, that an anniversary promotion exists, or that any existing customer qualifies.

Money market deposit account rates are generally variable. Fees, minimum balances, location restrictions and eligibility requirements depend on the specific bank product. Check BMO's current disclosures for accurate terms.

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Questions

Frequently asked questions

Is BMO offering 5.00% APY on a Money Market account?

This is an illustrative rate, not a verified BMO offer. Confirm current account availability and APY directly with BMO.

Is the APY guaranteed?

Money market savings rates are generally variable, so a stated APY should not be assumed to be fixed unless official product terms explicitly say otherwise.

Can existing customers qualify for special rates?

Eligibility depends on official promotions and the specific account terms. This page makes no eligibility promise.

Where do I sign in?

Use BMO's official website or mobile app. This independent page has no login form and does not collect financial information.

Ready to explore your savings options?

See the latest products and terms directly from BMO.

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